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disabilityincomepro.com
Disability Insurance for Nurses
We understand that members of the nursing profession, more than any of our other clients, understand the importance of disability insurance. All of you are aware of the very real possibility and dangers of becoming disabled. Individuals in the nursing field face this reality on a daily basis. Day after day you encounter and treat those with disabling injuries and sicknesses.
In the event of such sickness or injury it is important to have a quality individual disability insurance contract that will ease your financial burden and help you to maintain your lifestyle. Berkshire Life Insurance Company of America offers those in the nursing field a disability insurance product which protects nurses in their own-occupation for the first five years in each claim.
How many times have you treated a person with a possibly disabling injury or sickness? How many of those people do you think purchased a disability insurance policy which would help them meet their financial obligations while they were unable to work? Probably less then you think.
Disability insurance protects your most valuable asset: your income. If you are unable to work, how will you pay your monthly bills? Maintain your lifestyle? The answer is a individual disability plan. A Berkshire disability insurance policy purchased on an individual basis enhances your ability to protect your income. In addition Berkshire offers several features unavailable with other carriers:
true own-occupation definition of total disability. Your group plan, as well as many other individual disability carriers, are unable to provide this.
Berkshire offers a
All of Berkshire's disability insurance contracts are non-cancelable and guaranteed renewable to age 65. Simply stated, your premiums and benefits are locked in for the duration of the contract and cannot change. Your group or current individual plan may allow for the insurance company to increase your premium rates from year to year.
After reading this section, it may be beneficial for you to read our section on
W-2 employees. Many of you also fall under this category, and the information contained under that heading will be of help to you. We also recommend you request a disability insurance quote. Included will be premium rates and a schedule of benefits which are available to you.
Feel free to contact one of our disability insurance specialists. We can help you find answers about every major insurance company's disability insurance contract.
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W-2 Employees |
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