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DI for Anesthesiologists
If an Anesthesiologist can not perform an epidural, than they are out of business…
LEFS can insure that specialty!!!
Disability Insurance for the Anesthesiologist
For persons in this branch of the medical field it is very important to have a disability policy with own occupation rider and residual benefits. With the Standard contract, you have a lifetime own-occupation benefit. Standard is the only company that offers a full own-occupation rider to age 67. Standard will pronounce you totally disabled if you can not perform the specific duties of an Anesthesiologist. Meaning that you can go back to school be a psychiatrist and still receive your disability benefit.
Knowing that a large part of an Anesthesiologist’s income is from epidurals, if something were to happen an you could no longer give them you would then need disability insurance with the own- occupation rider.
What is Residual Benefit?
Residual Benefit means that if you are at work and are not totally disabled, but because of your injury you have suffered an income loss of at least 20% of your previous income. The Standard will pay the other 80% of your benefit.
Feel free to contact one of our disability insurance specialists. We can help you find answers about every major insurance company's disability insurance contract. REQUEST A QUOTE
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W-2 Employees |
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